Study Guide
November 2- November 7

Financial Goals:
Short term goals: (next 12 months)
1.
2.

Mid-range goals: (two to five years)
1.
2.

Long-range goals: (five years to retirement)
1.
2.

Resources for Developing Your Spending Plan:

This is a fun and helpful budgeting calculator – it will automatically generate a suggested budget based upon your inputs and Crown’s recommended expenditures. This is another Crown resources aimed at helping you think about budgeting and financial freedom. There is good information in here.
There are lots of other good resources on-line, but bear in mind, many do not include giving at all – their assumption is that people will spend all they have on themselves. You will need to adjust for this. Crown assumes giving is an essential part of life.

Getting Out of Debt:

• Contact Frank Glasgow via email: fglasgow@graceba.net
about the next Financial Peace Class that begins November 12.

• Dave Ramsey’s Financial Peace University offers a great deal of on-line information including his approach to reducing debt found at this site.

Scripture Study: This week, we invite you to meditate upon just a few key verses related to wisdom and finances. Ask what these verses teach us about God’s plans for how we handle our finances. Then pray and ask for God’s help in following this wisdom.

Monday, November 3- Read Proverbs 21:5 and 21:20